Thinking of Selling ?
Here are the top seven reasons NY homeowners hire RPR Appraisal Real Estate Solutions USA Inc.:
Need help determining the value of your home ?
At RPR Appraisal Real Estate Solutions USA Inc., we understand the particular needs of a consumer looking for appraisal services. Our customary business clients are used to the appraisal process and the customary reporting formats. Being a regular person not in the real estate business that ordinarily doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you delete unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from RPR Appraisal Real Estate Solutions USA Inc. is your #1 weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be difficult from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. RPR Appraisal Real Estate Solutions USA Inc. can provide you with an expert appraisal to help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for preciseness, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? RPR Appraisal Real Estate Solutions USA Inc. can help you with that. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.